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This setup process can vary by provider/version, so details should be confirmed inside the app during the actual registration screens If bob virtual debit card.action the OTP field remains empty or the “Verify” button never activates, the on-screen flow is not completing—stop and re-check app permissions, network, and any restriction settings
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Two verifiable points help confirm the issue: (1) the password reset confirmation message (email/SMS) indicates completion but does not guarantee instant propagation; (2) the error text changes (for example, “invalid password” vs “account not found”) and that distinction matters when selecting the next action Concrete stability fixes: cache bob virtual debit card.action /auth reset and reinstall hygiene
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